Debt Respite Bill

The Debt Respite Bill is a draft copy of a Private Members Bill being presented to parliament by Kelly Tolhurst MP.  The Bill would introduce a statutory breathing space for families with children in debt to protect them from enforcement action, fees and interest charges. 

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Sam Royston
Policy and lobbying
Related reports 
The Damage of Debt cover

The Damage of Debt: The impact of money worries on children's mental health and well being

This report examines the links between problem debt and the mental health and emotional well-being of children and young people.

The report highlights how debt makes parents, children and young people feel anxious, out of control, ashamed and alone. Problem debt across the country is putting the mental health and well-being of children at risk, with almost a quarter of children in problem debt-ridden households feeling unhappy with their lives.

It recommends the Government creates a breathing space for families, with time to repay their debts with no rising fees or visits from intimidating bailiffs.

Date published 
September 2016
Number of pages 

Explanatory Notes for the Debt Respite Bill

These explanatory notes sit alongside the Debt Respite Bill and explain the provisions in the draft bill and how they would support and protect children living in families facing problem debt.

Date published 
November 2016
Number of pages