Breathing Space Briefing - Financial Guidance and Claims Bill

A Committee Stage briefing for members of the House of Lords on the introduction of a Breathing Space scheme for families in debt.  This briefing has been jointly produced by The Children's Society and StepChange Debt Charity.  

Month of publication 
July
Year of publication 
2017
Number of pages 
3
Author 
Lucy Capron
Category 
Parliamentary briefings
Related reports 
The Damage of Debt cover

The Damage of Debt: The impact of money worries on children's mental health and well being

This report examines the links between problem debt and the mental health and emotional well-being of children and young people.

The report highlights how debt makes parents, children and young people feel anxious, out of control, ashamed and alone. Problem debt across the country is putting the mental health and well-being of children at risk, with almost a quarter of children in problem debt-ridden households feeling unhappy with their lives.

It recommends the Government creates a breathing space for families, with time to repay their debts with no rising fees or visits from intimidating bailiffs.

Date published 
September 2016
Number of pages 
31
Breathing Space Bill

Breathing Space Bill

A two page briefing for parliamentarians outlining the case for a breathing space to support children and families in debt.  A breathing space would place a freeze on enforcement action, interest charges and fines to support families to repay their debts over time in a safe and affordable way. 

Date published 
November 2016
Number of pages 
2