The Debt Trap: End the damage to children

a family - two parents and three children - looking distressed

The vast majority of parents try to build normal lives for their children, but too often unmanageable debt wrecks their efforts. A simple setback can push families into The Debt Trap.

Our new game puts you in the shoes of a family making difficult decisions as they battle to stay out of the debt trap. 

As the bills and costs keep coming, what choices will you make? Play our game to make those decisions then challenge your friends to see if they can beat your score.

A button that reads 'Play'

A daily battle

Debt can damage a child’s mental and physical health. It can undermine relationships with peers and their school experiences, and cause long-term harm to a child’s life. 

With the rising costs of living, families across the country face a daily battle to pay their bills, and meet their mortgage or rent payments. 

Our report, The Debt Trap: Exposing the impact of problem debt on children, shows that personal debt has risen steadily for years. For some families – particularly those on low incomes - debt repayments and creditor demands can spiral into unmanageable situations that can devastate lives. Repayments have forced nine out of 10 parents in problem debt to cut back on essential items for their children within the last year.

Our work with families across the country tells us that significant debt can damage children’s health and happiness and do long-term harm to their lives. Children see, hear and feel what is going on around them. They feel debt’s sharp effects and are often left sad, confused and scared.

Parents have told us that they are lying awake at night, worrying about how to provide their children with the very basics. They are stressed and fearful for their children’s future.

Our new collection of essays, Who Bears the Burden?: Christian theology and the impact of debt on children, sets the practical challenges of child poverty and debt’s impact on children into a theological context.

You can help

Play our game today and see if you can break out of debt, and challenge your friend to see if they can beat your score.

A button that reads 'Play'

If you haven't already, watch our new video and share it with your friends. We need you to help spread the word about debt's devastating and under-reported impact on children’s lives.

Together, we can end debt's damage to children.